If you are self-employed, your tax returns may not tell the full story of your income. Bank-statement loans for self-employed borrowers use bank statements, 1099s, or a borrower-prepared profit and loss (P&L) statement instead, so Jon Berry can look at the income your business actually brings in. Jon has been in mortgages since 1992, and he has run his own company since 2004. He understands self-employed income, and he will explain your options in plain language. Request your personalized rates and fees.

What it is
A bank-statement loan is a loan for self-employed borrowers that can use bank statements, 1099s, or a borrower-prepared P&L statement to show income, instead of relying only on tax returns. It is for people whose business income is real, even when their tax returns do not show it in the usual way.

Who it fits
Bank-statement loans can fit self-employed borrowers, including people who run their own business, who work on 1099s, or who prepare their own profit and loss statement. They can fit people buying a home, and people refinancing a home they already own. Talk with Jon about your business and your plans before deciding.

How it works
1. Get a quote or call Jon Berry at 602-431-8610 to talk about your business and your plans.
2. Share details about your income - bank statements, 1099s, or your borrower-prepared P&L statement, as Jon asks for them.
3. Jon reviews your request and explains the next steps for your application.
4. Apply now through the secure application link, or get a quote first if you would like to talk through your options.
Subject to credit approval and property qualification. Available in Arizona.

What Jon will ask for
Jon will ask for details about your business and your income, and about the home you want to buy or refinance. He may ask for bank statements, 1099s, or a borrower-prepared P&L statement, and he will tell you if anything else is needed for your application.

Frequently asked questions
Q: I am self-employed. Can I still get a mortgage?
A: Yes. Bank-statement loans are for self-employed borrowers, and they can use bank statements, 1099s, or a borrower-prepared P&L statement to show income.
Q: Do I need to use tax returns?
A: A bank-statement loan can use bank statements, 1099s, or a borrower-prepared P&L statement to show income, instead of relying only on tax returns. Talk with Jon about what he will ask for.
Q: Can I use it to buy a home, or only to refinance?
A: It can fit people buying a home, and people refinancing a home they already own. Talk with Jon about your plans.
Q: How do I start?
A: Get a quote at https://wealthwisehomeloans.com/intake-form, apply now at https://wealthwise.my1003app.com/180504/register, or call Jon Berry at 602-431-8610.

Get a quote: https://wealthwisehomeloans.com/intake-form
Apply now: https://wealthwise.my1003app.com/180504/register
Call Jon Berry: 602-431-8610
WealthWise Home Loans, Danber Lending, LLC. Jon Berry, in mortgages since 1992, own company since 2004. Company NMLS 180353, Jonathan Berry NMLS 180504, Arizona Broker License AZ MB-0906064. Arizona only.