Phoenix Loan Options Finding a great Phoenix home loan involves careful consideration of your options, needs, finances, and history. We are here to guide you through each step of the process. Whether you are looking to purchase or refinance a home, buy an investment, or vacation property, we offer a wide range of specialized loan options to fit many different scenarios. Purchase OptionsFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. Refinance Options RefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.